What's Up at the USDA Office?
Upcoming Deadlines/Dates
November 4: COC ballots mailed to LAA 3 Producers
November 11: Office closed in observance of Veterans Day
November 28: Office closed in observance of Thanksgiving
November 29: Deadline to apply for the Organic Dairy Marketing Assistance Program (ODMAP)
December 2: Deadline to return COC ballots to FSA Office
December 15: Deadline to certify fall-seeded crops - Note: Although cover crops can be reported at any time, we encourage you to do it this fall (2024)
Highly Erodible Land (HEL) and Wetland Conservation Compliance
Landowners and operators are reminded that in order to receive payments from USDA, compliance with Highly Erodible Land (HEL) and Wetland Conservation (WC) provisions are required. Farmers with HEL determined soils are reminded of tillage, crop residue, and rotation requirements as specified per their conservation plan. Producers are to notify the USDA Farm Service Agency prior to breaking sod, clearing land (tree removal), and of any drainage projects (tiling, ditching, etc.) to ensure compliance. Failure to update certification of compliance, with form AD-1026, triggering applicable HEL and/or wetland determinations, for any of these situations, can result in the loss of FSA farm program payments, FSA farm loans, NRCS program payments, and premium subsidy to Federal Crop Insurance administered by RMA.
Conduct Business Online Through the Farmers.gov Portal
Looking for ways to do business with USDA that saves you time? Look no further than farmers.gov. When you create an account for the farmers.gov authenticated customer portal, you have access to self-service features through a secure login. Managing your business with USDA’s Farm Service Agency (FSA) and Natural Resources Conservation Service (NRCS) is faster than ever. From e-signing documents, viewing, printing, and exporting maps and receiving notifications of payment disbursements, a farmers.gov authenticated account makes doing business with USDA easy and secure.
What can you do with your farmers.gov account?
• View FSA Farm Loan information including interest payments, loan advances, payment history and paid-in-full/restructured loans.
• Make USDA direct farm loan payments using the Pay My Loan feature.
• Access the Online Loan Application portal.
• View, print and export detailed FSA farm records and farm/tract maps.
• Import precision agriculture planting boundaries, create labels containing crop information, and print both on farm tract maps.
• View and print your FSA-156EZ with farm details
• View and print your Producer Farm Data Report
• View NRCS Disbursements and Farm Loans financial activity from the past 180 days.
• View your land, access NRCS data on your conservation plans, contracts, and planning land units through the Conservation Land Area page.
• View, upload, download and e-sign NRCS documents.
• Request NRCS conservation and financial assistance, including submitting a program application.
• View detailed information on all previous and ongoing NRCS contracts, including the amount of cost- share assistance received and anticipated, and even request contract modifications, report practice completion and request practice certification.
• “Switch Profiles” to act on behalf of your entity or another individual when you have active representative authority on file
If you’d like to see the features in action and learn more about how to use them, check out the 3–5-minute farmers.gov account video tutorials.
How do you create a farmers.gov account?
Visit farmers.gov/account to access information about farmers.gov accounts and sign in to the site’s authenticated portal. You will need a Login.gov account linked to your USDA customer record to access your farmers.gov authenticated site. Customers who are new to USDA should visit Get Started at Your USDA Service Center, then go to farmers.gov/account to create a farmers.gov account.
To create a farmers.gov account you will need:
• A USDA individual customer record — A customer record contains information you have given to USDA to do business with them, like your name, address, phone number, and any legal representative authority relationships. Contact your local USDA Service Center to make sure you have an individual USDA customer record on file and your information is up to date.
• A Login.gov account — Login.gov is a sign-in service that gives people secure online access to participating government programs. You can create a Login.gov account linked to your customer record by following the directions on gov/account.
• Identity Verification — You can choose to verify your identity with Login.gov or in-person at a USDA Service Center.
In addition to the self-service features, farmers.gov also has information on USDA programs, farm loans, disaster assistance, conservation programs and crop insurance.
USDA Updates Farm Loan Programs to Increase Financial Freedom, Resilience and Profitability for Agricultural Producers
The U.S. Department of Agriculture (USDA) today announces changes to the Farm Service Agency’s (FSA) Farm Loan Programs, effective Sept. 25, 2024 — changes that are intended to increase opportunities for farmers and ranchers to be financially viable. These improvements, part of the Enhancing Program Access and Delivery for Farm Loans rule, demonstrate USDA’s commitment to improving farm profitability through farm loans designed to provide important financing options used by producers to cover operating expenses and purchase land and equipment. Farm loan policy changes outlined in the Enhancing Program Access and Delivery for Farm Loans rule, are designed to better assist borrowers to make strategic investments in the enhancement or expansion of their agricultural operations.
The three most notable policy changes include:
• Establishing a new low-interest installment set-aside program for financially distressed borrowers. Eligible financially distressed borrowers can defer up to one annual loan installment per qualified loan at a reduced interest rate, providing a simpler and expedited option to resolve financial distress in addition to FSA’s existing loan servicing programs.
• Providing all eligible loan applicants access to flexible repayment terms that can increase profitability and help build working capital reserves and savings. By creating upfront positive cash flow, borrowers can find opportunities in their farm operating plan budgets to include a reasonable margin for increased working capital reserves and savings, including for retirement and education.
• Reducing additional loan security requirements to enable borrowers to leverage equity. This reduces the amount of additional security required for direct farm loans, including reducing the frequency borrowers must use their personal residence as additional collateral for a farm loan.
Additional Farm Loan Program Improvements
Under the Biden-Harris Administration, USDA’s FSA has embarked on a comprehensive and systemic effort to ensure equitable delivery of Farm Loan Programs and improve access to credit for small and mid-size family farms. FSA has also included additional data in its annual report to Congress to provide information that Congress, stakeholders, and the general public need to hold USDA accountable on the progress that has been made in improving services to underserved producers. This year’s report shows FSA direct and guaranteed loans were made to a greater percentage of young and beginning farmers and ranchers, as well as improvements in the participation rates of minority borrowers. The report also highlights FSA’s microloan program’s new focus on urban agriculture operations and niche market lending, as well as increased support for producers seeking direct loans for farm ownership in the face of increasing land values across the country.
FSA has a significant initiative underway to streamline and automate the Farm Loan Program customer-facing business process. For the over 26,000 producers who submit a direct loan application annually, FSA has made several impactful improvements including:
• The Loan Assistance Tool that provides customers with an interactive online, step-by-step guide to identifying the direct loan products that may be a fit for their business needs and to understanding the application process.
• The Online Loan Application, an interactive, guided application that is paperless and provides helpful features including an electronic signature option, the ability to attach supporting documents such as tax returns, complete a balance sheet, and build a farm operating plan.
• An online direct loan repayment feature that relieves borrowers from the necessity of calling, mailing, or visiting a local USDA Service Center to pay a loan installment.
• A simplified direct loan paper application, reduced from 29 pages to 13 pages.
USDA encourages producers to reach out to their local FSA farm loan staff to ensure they fully understand the wide range of loan and servicing options available to assist with starting, expanding, or maintaining their agricultural operation. To conduct business with FSA, please contact your local USDA Service Center.
FSA helps America’s farmers, ranchers and forest landowners invest in, improve, protect and expand their agricultural operations through the delivery of agricultural programs for all Americans.
FSA implements agricultural policy, administers credit and loan programs, and manages conservation, commodity, disaster recovery and marketing programs through a national network of state and county offices and locally elected county committees. For more information, visit, www.fsa.usda.gov.
