Ten tax traps to avoid

(MS) - Tax filing is like going to the dentist - no one really looks forward to either event. You have to collect the forms. Then you have to fill them out. And then you have to hope you filled them out correctly!

Many people make the same mistakes, guaranteeing the process will be even more painful. Such mistakes can be costly: You might have to pay more taxes or you might not get your returns in a timely fashion. Are you guilty of any of these common mishaps?

1. You don't ... sign and date the return. The IRS won't process your forms if they don't have your signature. If you are filing a joint return, you both need to sign and date it (Be sure to spell all names correctly and write them legibly). Note: When filing online, you use a pin number so you don't have to worry about signing something at all.

2. You don't ... include your Social Security number. It's important to write your Social Security number accurately and legibly because all your transactions (income statements, savings account interest, etc.) are connected to this number. Plus, it helps you claim tax credits for the Child Tax and other costs.

3. You don't ... do the math right.

Yes, something as simple as adding and subtracting is a common mistake. Such errors can reduce your tax refund, or make you think you owe more than you thought. You'll get a correction notice that will only delay your return.

4. You don't ... use the label provided to you. The label helps the IRS to easily read your personal information. Make any corrections right on the label, and be sure to enter your Social Security number in the space.

5. You don't ... check the correct filing status. Check only one filing status on the return and check the right exemption box.

6. You don't ... include all your forms. Be sure to attach your W-2, which verifies how much income you reported on your return. Forms should also be organized in the order specified on the returns.

7. You don't ... claim charitable donations. If you gave cash, clothing, or household items, you should factor them in when you file. Make sure you save your receipts and get them dated to qualify for the deduction.

8. You don't ... track your interests and dividends properly. It can be hard to track investments but don't mess up the math on this one. You don't want to double pay on taxes when you sell anything.

9. You don't ... take all the tax breaks. You might not be getting all the tax credits you're eligible for including education costs and child and dependent care expenses. Contact the IRS to make sure you are filing for everything you qualify for.

9. You don't ... bunch deductions.

Many deductions are only permissible if you reach a minimum amount. So you might need to shift or "bunch" some costs.

10. You don't ... use the right tax table. Make sure the taxes you owe are right by using the correct column for your filing status. Using the wrong one can impact how much you owe or will get refunded.